Secure Your Growth with the Right

SME Loan & OD/BA Financing in Malaysia

Helping SMEs and Entrepreneurs in Penang, Perak, Kedah, Perlis, KL & Beyond

Looking for Quick SME Funding?

Submit your info — we’ll guide you step-by-step, no commitment required.

* We Helping SME Business Owner Only *

Your Best Choice

Trusted SME & OD/BA Financing Partner

We specialise in SME working capital loans and OD/BA trade financing, matching your business with licensed banking partners for faster decisions, clear requirements, and a smoother experience. From micro-SMEs to growing Sdn Bhds, we help you unlock cash flow to run, restock, and scale—without the guesswork.

Why Choose Us for Your SME loan Needs?

Real People, Real Solutions

Work 1-to-1 with a local loan consultant who understands SME cash-flow realities in Penang, KL and the northern states.

Bank Outsource Partner Network

We guide you to suitable, licensed facilities (SME Loan, OD, BA) based on your profile and documents—no wasted submissions.

Express Loan For Your Needs

Need working capital? Our loan for SMEs provides fast approvals (within 3–5 working days) with minimal documents.

EEAT-Driven Financial Guidance

We believe in E.E.A.T. Every financing suggestion comes from certified loan specialists with proven experience in Malaysia’s SME.

Compare Us to Other
Business loan Providers in Malaysia

Feature
Our SME Loan Services
Traditional Banks
Unlicensed Lenders
Approval Speed
✅ 3–5 working days
❌ Up to 3 weeks
⚠️ Unknown
Interest Rate
✅ Competitive (transparent)
✅ Lower, but stricter
❌ Risk of hidden charges
Paperwork
✅ Minimal & guided
❌ Complex & rigid
⚠️ No protection
Legality
✅ 100% Licensed Bank Outsource
✅ Licensed
❌ Risky
Coverage
✅ Penang, Perak, Kedah, KL, More
❌ Mostly urban centers
❌ Unreliable
Client Approval Rate
0 +
Total Loan Value
RM 0 M+
Businesses Financed
0 +
Years Experience in SME
0 +

Our Core Values That Drive Your Success

01

Integrity & Transparency

No hidden fees. No misleading terms. Just honest business loan advice with full transparency.

02

Local Understanding

We know what Penang SMEs, KL start-ups, and Perlis traders need. Every loan is personalized.

03

Customer First Approach

Your business isn’t just a number to us. We grow when you grow.

Loan Types We Offer

01

SME Working Capital Loan

Inventory, salaries, marketing, minor capex, consolidating expensive short-term borrowing. Can complement OD/BA for day-to-day cash-flow

02

SME Loan in Penang, KL & Northern States

Tailored for small and medium enterprises looking for short or long-term working capital.

03

Bank Outsource Loan Assistance

We connect you with the right bank based on your credit profile and business type.

04

OD/BA (Overdraft & Bankers’ Acceptance)

A revolving working-capital line attached to your current account—use it when inflows and outflows don’t line up. Interest is usually charged on the utilised daily balance; limits and security depend on the bank’s assessment.

Area We Serve

Our loan consultants are ready to assist businesses from

Penang

George Town, Bayan Lepas, Seberang Perai

Perak

Ipoh, Taiping, Teluk Intan

Kedah

Alor Setar, Sungai Petani

Perlis

Kangar, Arau, Padang Besar

Kuala Lumpur

Klang Valley, Subang, Cheras

Nationwide Malaysia

Cotact Us

Get in Touch with Malaysia’s Trusted Business Loan Expert

Looking to secure a business loan, SME loan? Need help with bank outsource services? Our team is ready to assist businesses across Penang, Kuala Lumpur, Perak, Kedah, Perlis, and throughout Malaysia.